Marion Credit Company offers personal, auto and retail loans with the personal attention that has solidified our reputation throughout Western North Carolina. Founded in 1973, Marion Credit has been serving the needs of local residents for over 40 years. From small personal loans to automotive and retail loans we have products tailored to meet all your needs.

Jed Rankin, a second-generation loan company owner, has spent more than 40 years in the business, starting as a teenager working in Marion for his dad, Ed Rankin, who later added Spruce Pine and Franklin offices to his flagship location. "My father started Marion Credit Company in 1973," Rankin said. "I was in junior high at the time and spent most of that summer helping to renovate the first location. Once he opened up, I would walk to the office every afternoon after school and work on the front counter taking payments." He double-checked transactions at the end of the day, then cleaned the office and caught a ride home with his dad at 5:30. His $20 monthly salary covered his $18.76 motorcycle payment and taught him both sides of the business. "We are a small, independent, people-first company. I have always believed if you treat people well, everything else will take care of itself."

Our branch offices: M & J Loans of Shelby, located in downtown Shelby, NC, Macon Credit Company in Franklin and Mitchell Credit Company in Spruce Pine; allow us the opportunity to meet a great demand throughout Western North Carolina.  Contact us today - our staff of professionals is dedicated to making sure your experience is personal and meets your every expectation.